A judgment is different than a regular debt, such as the balance on your credit card. Having a judgment against you means you have already lost a lawsuit. Often times, in debt lawsuits, the creditor obtains a Default Judgment, which means you failed to file an answer on time.
Once the creditor receives a judgment, it may show up on your credit report. It also opens up various forms of collection avenues for the creditor. With a judgment in hand, the creditor may be able to garnish your bank account. The creditor may also be able to place a lien on your home and cloud the title to your deed, which will make selling or refinancing the house in the future difficult.
If you already have a judgment taken against you, we are here to help. Contact us today to review the judgment. Initially, we will review the case to see if the judgment can be overturned on procedural issues. Otherwise, we will work with the creditor to release the judgment, often through settlement. This is extremely beneficial if you are trying to purchase a new home, refinance your mortgage, or obtain any other type of loan such as buying a car.
We always charge a FLAT FEE for representation to resolve your judgment. There are no hidden expenses and you will not have to worry about incurring hourly billing offered by traditional law firms.
If you are having difficulty getting approved for a mortgage or other type of loan due to an outstanding judgment, contact us today for your free consultation and get the process started.
Updated on 11/15/2016